Murfreesboro, Tennessee
A little more care. A lasting {relationship.}

Insurance begins with a policy.
Good care begins with a person.
We’re an independent agency built around the belief that you deserve to be known, understood, and thoughtfully protected.

Less worry. More room for living.

Thoughtful by nature.
Personal by name.
A name with meaning. A promise of care.
It starts with peace.
At the heart of Capstone is a faith-rooted idea: “Tetelestai”—“it is finished.” For our founder, it is a reminder that peace comes from a firm foundation, not from carrying everything alone.
That belief shapes the way we serve. We want insurance to feel less like one more thing to worry about, and more like a relationship you can lean on.
Built by a coach. Made for your team.
Former football coach Ben Caudill founded Capstone to bring the same steady commitment to the families and businesses around him: listen closely, explain clearly, and keep showing up.
From your first apartment to the business you’re building, we take the time to understand what matters to you.
Different carriers.
Same side of the table.

Our relationship is with you.
Our search starts with your needs.
A wider view.
A captive agent typically represents one insurance company. An independent agency can work with multiple carriers, giving you more options to consider.
A clearer choice.
We help you compare the things that matter—not just the price, but coverage, limits, deductibles, and the details behind them.
A steady connection.
Your needs change. We stay in touch, revisit your coverage, and help you navigate the next decision with confidence.
Known by name. {Here for yours.}
A small team. A personal approach. Get to know the people looking after what matters to you.

Ben Caudill
Founder
Ben brings a coach’s instinct for listening, preparation, and trust to insurance. He founded Capstone to build lasting relationships with the families and businesses of Murfreesboro.

Sarah Jones
Client Services Advisor
Sarah helps clients keep the details in order, from policy questions and documents to the next step in their coverage.
Murfreesboro. And the lives {around us.}
Home is our starting point. We’re here for the people, families, and businesses who make this community their own.
Office
Murfreesboro, Tennessee
Licensed States
Tennessee
Communities Served
Murfreesboro, Rutherford County and the greater Nashville area.
Let’s start with your story.

A conversation is all it takes to begin.
Tell us what matters. We’ll take it from here.
